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To effectively manage and grow your current wealth, you need advice and information that helps you feel confident about all aspects of your finances. At Morgillo Financial Management, Inc. we work with you and your entire wealth management team, including attorneys, tax specialists and other professionals. Our thoughtful guidance and expertise will help you and your wealth management team make wise, informed decisions that are properly coordinated and implemented. As an independent advisory firm, our services include:
Personal Financial Planning
The most valuable financial plans are those that are tailored to your unique circumstances. We believe it is essential for us to develop a thorough understanding of your values and priorities, as well as your assets and liabilities. We begin the process by discussing your financial history, learning about your current situation, your short and long-term objectives, your risk tolerance and time horizon. We also explore any special circumstances or concerns that might affect the outcome of your financial decisions. When we determine that there might be more than one appropriate way to accomplish a particular objective, we compare their features, risks and potential outcomes, to help you determine a course of action. We want you to have the information you need to feel confident that your decisions and your strategies are aligned with your values, as well as helping you achieve your objectives.
Whether you need a comprehensive financial plan or advice about a specific matter, you will receive answers that are developed with your needs and priorities in mind. Some of the issues we address are:
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Cash Flow Management
Funding for Education
Life Transitions
Debt Management
Retirement Planning
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Investment Review
Asset Allocation Strategies
Estate Planning and Preservation
Philanthropic Giving
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A financial plan is never set in stone, but has the flexibility to adapt to changing circumstances. Following the development of your plan, we continually monitor your situation and, when needed, recommend changes in strategy to ensure that you continue to make progress toward your goals.
Investment Management
Utilizing detailed research from a variety of sources, our staff is able to provide timely and valuable information on investment opportunities and make objective recommendations for appropriate investments. We continually monitor our clients’ portfolios and, when warranted, recommend adjustments based on changes in market conditions or individual circumstances. Our investment management services include drafting investment policy statements, asset allocation analysis, specific investment selection, transaction implementation, portfolio monitoring and rebalancing, performance reporting and providing detailed cost basis records.
Integrated Advisor Consultations
Your financial health, as well as that of your family and business, relies on the services of several professionals. As a part of our comprehensive service, we work with your existing advisors to ensure your plan is implemented. Those advisors may include estate planning attorneys, investment advisors, insurance professionals and accountants. We recognize that our services represent only part of your overall financial picture, but to be most effective, our job is to see the whole picture and understand how each piece fits into and strengthens the whole. We encourage regular, open communication among all of your professional advisors to ensure that your financial planning and investment strategies make sense from a comprehensive perspective and that everyone’s efforts are coordinated and properly implemented to help you reach your goals.
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